Income Statement
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Period Ended
Interest Income6,923
Interest Expense816
Net Interest Income6,107
FTE Net Interest IncomeNA
Provision for Loan Losses57
Trading Account Income0
Foreign Exchange Income0
Trust Revenue0
Service Charges on Deposits478
Gain on Sale of Loans (FAS 140)445
Loan Fees & ChargesNA
Bank-owned Life Insurance Revenue87
Insurance RevenueNA
Investment Banking & BrokerageNA
Other Noninterest Income893
Total Noninterest Income1,903
Realized Gain on Securities27
Nonrecurring Revenue0
Compensation & Benefits3,231
Occupancy & Equipment430
Marketing and Promotion Expense101
Professional Fees220
Tech & Communications Expense617
Amrt of Intang & Goodwill Impair0
Foreclosure & Repo22
Other Expense951
Total Noninterest Expense5,572
Nonrecurring Expense0
Pre-Provision Net Revenue2,438
Non-FTE Pre-Provision Net Revenue2,438
Net Income before Taxes2,408
Provision for Taxes574
Effective Tax Rate (%) 23.84
Min Int & Oth after-tax Items0
Extraordinary Items0
Net Income1,834
Net Income Attributable to Noncontrolling Int0
Net Income Attributable to Parent1,834
Preferred Dividends0
Other Preferred Dividends after Net Income0
Other Changes to Net Income0
Net Income Avail to Common1,834
Net Income for Diluted EPS1,834
EPS after Extra ($) 0.50
EPS after Extra Growth (%) 66.70
Pre-Provision Earnings per Share ($) 0.43
Comprehensive Income   
Net Income1,834
Preferred Dividend Adjustment to Comprehensive Inc0
Total Other Comprehensive Income239
Comprehensive Income2,073
Interest Income/ Expense Detail   
Interest Income Earned On:   
Interest Earned on Loans6,294
Int Inc: Securities520
Int Inc: Other Earn Assets109
Int Inc: Secs & Oth Earn Assets629
Int Inc: Total Earn Assets6,923
Interest Expense Incurred On:   
Int Exp: CDs246
Int Exp: Other Deposits144
Int Exp: Total Deposits390
Int Exp: Debt426
Int Exp: Total Int-bearing Liab816

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