Officers & Directors
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Executive Management
Suzanne S. DeFerie
President & CEO
David A. Kozak
Executive Vice President - Chief Credit Officer
Kirby A. Tyndall
Executive Vice President - Chief Financial Officer
Vikki D. Bailey
Executive Vice President – Chief Retail Officer

Board of Directors
Patricia S. Smith
Chairman of the Board, ASB Bancorp, Inc.
Retired President, Community Foundation of WNC
John B. Gould
Vice Chairman of the Board, ASB Bancorp, Inc.
President, Cason Companies, Inc.
Suzanne S. DeFerie
President & CEO, ASB Bancorp, Inc. and Asheville Savings Bank
John B. Dickson
Retired President & CEO, Asheville Savings Bank
Leslie D. Green
Community Volunteer
Dr. Kenneth E. Hornowski
Retired Dentist
Adjunct Professor of Dentistry, UNC-CH
Dr. Stephen P. Miller
President, GenSpan, Inc.
Adjunct Professor , UNC-CH
Lawrence B. Seidman
Manager, Seidman and Associates, LLC and Related Investment Groups
Alison J. Smith
President, Smith Capital Inc.
Wyatt S. Stevens
Attorney, Roberts & Stevens, P.A.
Kenneth J. Wrench
Owner/Partner, Augusta Homes and Augusta Realty
Managing Partner, Screen Porch, LLC

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